Rising electricity costs are becoming a serious burden for households across India. To reduce this pressure and promote clean energy adoption, the Government of India has launched the PM Surya Ghar Muft Bijli Yojana.

The objective of this ambitious initiative is straightforward—help families generate their own power through rooftop solar panels and significantly cut monthly electricity bills, potentially even to zero. The government plans to solarize 1 crore (10 million) homes, enabling households to save money and even earn by exporting excess electricity to the grid.

With simplified procedures and improved accessibility in 2026, the scheme has become especially attractive for middle-class families.

How the ₹78,000 Subsidy Is Calculated

One of the biggest highlights of the scheme is its clear and substantial subsidy support. The government directly transfers the subsidy amount to the beneficiary’s bank account through Direct Benefit Transfer (DBT).

For a 3 kW rooftop solar system, the subsidy structure works like this:

• ₹30,000 per kW for the first 2 kW = ₹60,000
• Additional ₹18,000 for the third kW

Total subsidy: ₹78,000

This generous support significantly reduces the upfront cost of installing solar panels. For most average households, a 3 kW system is typically sufficient to meet daily electricity needs, helping slash monthly bills dramatically.

Eligibility: Who Can Apply?

The scheme is designed strictly for residential consumers. Before applying, ensure you meet these key conditions:

• Property must be residential (commercial users are not eligible)
• Adequate rooftop space must be available
• Electricity connection details should be clear
• Rooftop ownership must be verifiable

Following eligibility rules carefully improves approval chances and prevents delays.

Essential Documents Required

Incomplete paperwork is one of the most common reasons for application delays. Keep these documents ready:

• Aadhaar-linked bank account
• Latest electricity bill
• Proof of roof ownership
• Cancelled cheque

Submitting accurate information helps the local DISCOM process your application faster and ensures timely subsidy release.

Step-by-Step Online Application Process

The entire process is digital, making it convenient for applicants. Follow these steps:

Step 1: Visit the official portal of the PM Surya Ghar scheme and create your consumer login.
Step 2: Fill in your profile details carefully.
Step 3: Apply for the Rooftop Solar installation option.
Step 4: Wait for approval from your local electricity distribution company (DISCOM).
Step 5: After approval, choose a registered vendor listed on the portal and install the system.
Step 6: Complete the net metering process after installation.

Once verification is done, the subsidy amount is credited directly to your bank account.

Why This Scheme Matters

Generating electricity at home reduces dependence on conventional power sources and protects households from rising tariffs. If your system produces surplus electricity, it can be exported to the grid, creating additional savings.

The PM Surya Ghar Muft Bijli Yojana is more than just a subsidy program—it is a major step toward energy independence and sustainable living. For families struggling with high electricity bills, it offers a practical long-term solution that benefits both the household budget and the environment.

Disclaimer: This article is for informational purposes only. Scheme rules, subsidy amounts, and eligibility criteria may change as per government notifications. Always verify the latest details on the official portal or consult authorized vendors before applying.