Following the US Supreme Court's decision on Trump's tariffs, global risk sentiment has significantly improved. This development has boosted global markets, with the GIFT Nifty rising more than 1 percent, suggesting that if there are no new negative global triggers, the Nifty will likely have a gap-up opening at the beginning of the week. This could motivate new investors to consider their equity options.

Those who are well-versed in the intricacies of direct stock market investing will find it easier to select stocks for their portfolios. However, for those willing to take market risk but lack the understanding of how to select stocks through direct investment, equity mutual funds can be a good option. According to market and investment experts, an investor can accumulate a substantial amount of wealth over the long term by investing indirectly in equities.

Advising new investors about the uncertainty and high risk in the current Indian stock market, Ponmudi R, CEO of Enrich Money, said in a Livemint report that while supportive global cues could help the week start positively, the sustainability of this trend will depend on the Indian stock market's ability to hold and recover above key resistance levels. Continued institutional support and improving momentum indicators will be crucial in determining whether the current rebound will turn into a sustained uptrend.

Why are mutual funds better?
Advising equity investors to start a mutual fund SIP and avoid market fluctuations, SEBI-registered investment expert Jitendra Solanki, in a Mint report, said that if the stock market is volatile, one should first invest a lump sum in an equity mutual fund plan and then continue investing a fixed amount through a monthly SIP. This provides multiple benefits to the investor.

Advising investors with a low risk appetite, Pankaj Mathpal, CEO and MD of Optima Money Managers, stated in a media report that direct stock investment is not for them. They should consider equity mutual funds for long-term investments. Pankaj Mathpal said that a monthly SIP is preferable because it eliminates the need for investors to wait for the right time to buy. Investors can start an SIP on any day, regardless of market trends, as it is independent of market fluctuations. He added that the 15 x 15 x 15 rule for mutual funds states that a monthly SIP of ₹15,000 in equities can generate a 15% annual return over 15 years.

How to accumulate ₹10 crore in 15 years?

Regarding how to accumulate ₹10 crore in 15 years, Kartik Jhaveri, director of Transcend Capital, said in a media report that to accumulate ₹10 crore in 15 years, an investor must follow the mutual fund's 15 x 15 x 15 rule with some gusto. They should increase their monthly SIP amount annually. Typically, the annual SIP step-up is 15%, but to achieve the lofty target of ₹10 crore in 15 years, the annual step-up must be increased to 20%.

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